Plus House Cover

Comprehensive Tower cover for your homeincludes more benefits and higher limits than standard cover.

Some of the key benefits include*:

  • Demand surge: If a natural disaster, flood or storm increases the cost of building labour and materials, your sum insured may be increased by up to 10% at no extra cost.
  • Temporary accommodation: Up to $25,000 cover for temporary accommodation expenses. It means you’ll have somewhere to live if you have to move out of your home because it’s uninhabitable as a result of an accepted claim.
  • Retaining wall cover: Cover to repair or rebuild damage to your retaining walls, up to $25,000, as a result of an accepted claim
  • One event, one excess: If one claimable event occurs causing you to claim across your Tower car, house and contents policies, you’ll only need to pay one excess. It’s the highest excess that applies.
  • Keys and locks cover: Up to $1,000 cover to replace keys, remote door openers and locks if yours are stolen, lost or illegally duplicated – helping relieve any future burglary worries. You won’t be charged an excess when you claim on this benefit.

*This is a summary only. For full terms and conditions refer to the policy wording.

NZCU Employees insurance is offered through Tower Insurance. NZCU Employees receive a commission on all insurance sold to members.

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