Third party car insurance

The most basic car insurance policy with Tower which covers accidental damage you cause to someone else’s property. You’ll also get some cover if your car is damaged by an uninsured driver.

Some of the key benefits include*:

  • Damage by an uninsured vehicle: Up to $4,000 cover for repairs to your car after it’s been damaged in an accident by an uninsured vehicle. This benefit is available if you identified the party that is at fault, the fault is more than 50% theirs and their vehicle was uninsured.
  • Third party cover: Cover for legal liability as a result of an accident that causes damage to someone else’s property.
  • No claims and no blame bonus: If you’ve been claim free for 12 months, you’ll receive a no claims bonus You won’t lose it if you’re involved in an accident if someone else is at fault.

*This is a summary only. For full terms and conditions refer to the policy wording.

NZCU Employees insurance is offered through Tower Insurance. NZCU Employees receives a commission on all insurance sold to members.

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