Standard house cover

A house insurance policy that covers the essentials. Great for the budget conscious or those who want the safety of insurance without all the extras.

Some of the key benefits include*:

  • Temporary accommodation: Up to $15,000 for temporary accommodation expenses. It means you’ll have somewhere to live if you have to move out of your home because it’s uninhabitable as a result of an accepted claim.
  • One event – one excess: If one claimable event occurs causing you to claim across your Tower car, house and contents policies, you’ll only need to pay one excess. It’s the highest excess that applies.
  • Retaining wall cover: Cover to repair or rebuild any damage to your garden retaining walls, up to $15,000.
  • Keys and locks cover: Up to $500 cover to replace keys, remote door openers and locks if yours are stolen, lost or illegally duplicated – helping relieve any future burglary worries. You won’t be charged an excess when you claim on this benefit.

*This is a summary only. For full terms and conditions refer to the policy wording.

NZCU Employees insurance is offered through Tower Insurance. NZCU Employees receive a commission on all insurance sold to members.

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